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Unread 16-11-2021, 09:16 PM
Switching Off
 
Question Pension advice - any IFAs about?

Could do with speaking to a pension expert. I want to transfer a pension but I'm an insistent client and theres a very marginal safeguarded benefit. Vanguard are insisting I seek advice, even though I would proceed with a transfer anyway, and finding it really hard to find somebody who will give it.

Good rep available to anybody willing to risk their career to sign me off
 
Unread 16-11-2021, 10:02 PM
est.1878
 
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Gars smars. Biggest racket going

They advise not to and can still proceed

Think 250 is going rate for one off advice. Incentive to try forgery imo
 
Unread 16-11-2021, 10:29 PM
Switching Off
 
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Quote:
Originally Posted by est.1878
Gars smars. Biggest racket going

They advise not to and can still proceed

Think 250 is going rate for one off advice. Incentive to try forgery imo
If you can find me somebody for 250 I'll send you 50 on top.
 
Unread 16-11-2021, 10:52 PM
tatty
 
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When I transferred mine in 2017 there were still quite a few IFA's willing to sign off. As I recall it cost about 7,000 to do.

There are a couple of guys I know trying to find an IFA willing to do it now and they've only found one willing and even then only if you're over 50.
 
Unread 16-11-2021, 11:00 PM
Switching Off
 
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Quote:
Originally Posted by tatty
When I transferred mine in 2017 there were still quite a few IFA's willing to sign off. As I recall it cost about 7,000 to do.

There are a couple of guys I know trying to find an IFA willing to do it now and they've only found one willing and even then only if you're over 50.


I've found one guy who said 2,200 which is ridiculous for a fait acompli. I wouldnt mind if you could use your pension to pay for it but you cant with this.
 
Unread 16-11-2021, 11:03 PM
tatty
 
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Quote:
Originally Posted by Switching Off


I've found one guy who said 2,200 which is ridiculous for a fait acompli. I wouldnt mind if you could use your pension to pay for it but you cant with this.
It came out of my pension when I did it but now you mention it I seem to remember the lads moaning about having to pay direct.

It is annoying but they're carrying a lot of risk when we sue them in 20 years claiming we were badly advised.
 
Unread 17-11-2021, 08:34 AM
est.1878
 
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I think you van sign up for a percrbtage ongoing fee which would get initial cost down then entitled to immediately cancel it straight after ?

Plus the advice can be don't do it and you can still proceed? So they wouldn't be liable
 
Unread 17-11-2021, 08:35 AM
My Name is Heath
 
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I paid about 2.5k recently for this.

Utter scam.


I think they were called Purely Pensions.
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